Join Bharat Nidhi


Opportunity to earn more

With Bharat Nidhi, you have the chance to increase your income by offering financial products including loan, insurance and credit card to your local customers.


No Investment required

No working capital. No physical stock. No Investment required to start your business. Just register in few easy steps and start earning instantly.


Higher pay out

With our philosophy of greater wealth to partners, we save less for ourselves and pay out higher commission per transaction compared to others in industry. This results into higher income per customer for our partners


Simple Digital process

Bharat Nidhi platform is simple and easy to use. You can start selling financial services to any customer online in a matter of few minutes.


Marketing support

We support our partners in selling financial products by giving them free marketing materials to attract new customers, allowing them to expand their businesses and increase their earnings.


Care for partners

We care for our partners. Our personal accident policy provide insurance cover to our partners for total disability, partial disability or death caused due to accident, thereby securing them and their families against uncertainties.

About Bharat Nidhi

India is at the cusp of a financial revolution with Government and private players driving strong initiatives for financial inclusion.

Our goal at Bharat Nidhi is to provide the underserved population of India with a strong financial foundation. We have been able to deliver financial services and goods at low cost and have been able to reach the interior areas of our country. Thanks to our partner network and simple and adaptive tech framework..... Read More

250 Cr+ Loan Disbursed
1000+ Partners
Pan India Presence

Our Products


Find the best offers on Personal Loans, Business Loans, Vehicle Loans and Home Loans. Apply and get instant disbursal on approval.


Get best-in-class Insurance at low premium. Plans available for Health, Life and Personal Accident Insurance.

Credit Cards

Get yourself a credit card. Get credit limit as per your eligibility. Enjoy multiple features and benefits along with your card.

Partner With Us

Interested ? Reach out to us to know more.


Enter your details

How to join Bharat Nidhi?

  • Register with your PAN & Aadhar Card

    Register with Bharat Nidhi with your PAN & Aadhar Card and become a partner.

  • Get Free online training

    Attend Free online training on financial products to increase your knowledge of finance.

  • Submit Customer application

    Submit customer application for Loan, Insurance, Credit Card on Bharat Nidhi portal and wait for the approval.

  • Receive your income

    Get income in your bank account on every successful disbursement of Loan, Insurance or Credit Card to the customer.

Start Earning Now

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